Commercial Loan Calculator
Calculate monthly installment and total cost with business loan amount, interest rate, term, tax/fund rate, and expenses.
Monthly installment = P × r × (1+r)^n / ((1+r)^n - 1). Here P is the loan amount, r is the effective monthly rate including tax/fund effect, and n is the term in months.
The calculation is based on the fixed-installment commercial loan amortization formula. The result may vary depending on bank offers, loan type, collateral, business profile, and campaign conditions.
This tool is not a substitute for an official loan offer, bank approval, or financial advisor opinion. Tax/fund rates, allocation fees, and legal limits should be checked according to current legislation, CBRT/BRSA regulations, and the bank contract. Results are for informational purposes. The results are for informational purposes. Current rates, bank conditions, and legislation may vary.
Frequently Asked Questions
How is the commercial loan installment calculated?
It is calculated with the fixed installment amortization formula using the loan amount, effective monthly rate, and term.
Why is the tax/fund rate entered separately?
Tax, fund, or expense items that affect the cost of commercial loans can vary depending on the product type and period, so it is left as a user scenario.
Will this result be the same as the amount the bank will offer?
No. Banks can offer different proposals based on credit score, cash flow, collateral, company history, expenses, and current rates.
