Deposit Interest Calculator

Calculate gross and net deposit returns based on principal, term, annual rate, and withholding/deduction rate.

Formula

Gross return = principal × annual interest rate × days / 365; Net return = gross return - withholding

Source / method note

The calculation is based on the simple term deposit return formula: gross return = principal × annual interest rate × days / 365. Bank campaign rates, central bank market data, and withholding practices may change periodically, so rates are left as user inputs.

Legal / official rate note

This tool is prepared for informational estimation purposes. For net return, withholding, term, currency, bank campaign conditions, and tax practices, the bank's current offer and applicable legislation should be based.

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