Loan File Fee Calculator
Calculate the total fee with loan amount, file fee rate, legal cap, and other expenses.
Formula
Applied file fee = min(loan amount × file fee rate, loan amount × legal cap rate).
Source / method note
The user rate is taken for the file fee, and a 0.5% cap assumption is also shown. Insurance and other mandatory expenses are calculated as separate items.
Legal / official rate note
This tool is for estimated informational purposes. For exact costs and fees, the bank's official offer form, contract, and current legislation should be based on.
